Posts Tagged ‘Health Care’

Hospital drops transplant patient from kidney waiting list because of loss of insurance

November 18, 2010

So the health insurance saga continues.  It has been almost three weeks since I haven’t had insurance.  I’ve contacted the White House, the governor, my congressman, the Maryland Attorney General’s Office, the Maryland Insurance Administration and the Joint Commission on Health Care Organizations, plus many more organizations that I don’t have time to mention.

So the hospital dropped me from the waiting list for a kidney transplant because I don’t have insurance.  It’s like an episode of Curb Your Enthusiasm only not that funny.  Whatever can go wrong will.

I even faxed a bunch of documents today and the fax said it went through and the recipient says they didn’t get it.  Same with scanned and emailed PDF documents.

As for the “Medical non-compliance” part, they claim that I should be on dialysis by now, though I can’t get on it without insurance.  It’s just a way to drop me once my insurance terminated.

One thing is clear — the Obama health care plan didn’t go far enough.  The law made it illegal for insurance companies to discriminate against people with pre-existing conditions…starting in 2014.

In Maryland, there is a new law that states that you can’t talk on the phone while driving.  What if they said, “Here’s the new law…but it doesn’t go into effect until 2014.”  At some point a law was also put in place that required people in cars to wear seat belts.  What if they said the law doesn’t go into effect for another four years?

I’ve spent the last two weeks working on this and there’s no end in sight.

It’s just typical how people will kick you when you’re down.  It’s not, “What can I do to help you get health insurance back?” it’s, “Oh, you lost your insurance?  We have to let you go.”  It’s amazing how fast they cut me loose.  It’s like an athlete having an injury, so he’s temporarily no longer any good to the team, so he gets cut.

150 dollar reward for information leading to how I can get health insurance right away

November 8, 2010

I will offer a $150 reward to the first person who gives me information that I can use that will lead to immediate health insurance coverage for me.  See the blog just below this one for background information.  Remember Obamacare, the health care law that was passed this year that prohibited insurance companies from refusing coverage to people with pre-existing conditions?  It turns out that that provision is only good for children under age 19.  If you’re older than that, you can be discriminated against because of a pre-existing condition up until January 1, 2014.

In Maryland, the Maryland Health Insurance Plan is the one plan that will accept people with pre-existing conditions, but MHIP is the plan that dropped me because I missed a payment.  They didn’t even inform me that they dropped me — luckily I found out so I can try to do something about it.  I’ve already wasted all of today on it.  Of course I called them immediately and asked if I could pay over the phone but that made way too much sense.

Today I applied for CareFirst BlueCross BlueShield “BluePreferred HSA” and got rejected.  Then when I called einsurance.com, they said that rejection goes for all the plans they have.

So tomorrow, I plan to apply to several health insurance companies and post the results here.  I’ll expose them for the frauds that they are.  There’s a misconception that it is now illegal to refuse medical coverage for pre-existing conditions but that’s not true. It’s perfectly legal to reject people if they were born with kidney disease like I was.

So, I can’t rely on doctors, nurses or hospitals to understand what options are out there.  I can’t rely on anyone at the National Institutes of Health, where I worked for eight years.  I can’t rely on the national or local Department of Health and Human Services.  I don’t think I can count on my congressman.  So I’m asking the American public to brainstorm and try to figure out a way for me to not only get insurance, but get it right away so I don’t have to wait two months.

Because I’ll need a medical procedure to get activated on the national kidney waiting list, I’ll soon likely need to get surgery to prepare for dialysis, and if I want a donor, he or she cannot get tested unless I have insurance coverage, which will create an even greater need for dialysis and the surgery to prepare for it.  This is all not to mention regular medication and labwork that needs to be done in order to measure my kidney function.  Since I don’t have many people who read my blog, I’m going to put an ad on craigslist.

If you have any ideas, please contact me at mikefrandsen@hotmail.com.

Also see:  Health Insurance Fiasco Part 1 and Part 2.

Obama and the media: give Hillary some credit on health care

April 4, 2010

It’s a real shame that neither the media nor President Obama have given Hillary Clinton any credit at all for the new health care plan.  It was more than 15 years ago that she basically drafted a similar plan.  The media has always been anti-Hillary, and Obama only gave the Clintons a quick mention during the press conference a couple of weeks ago.  He also stumbled across their names.


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